When you’ve been in a car accident, the first thing to consider is whether you’re ok or whether you need medical attention. Your health and safety and that of your passengers has to be most important. Once that’s been addressed, your thoughts will likely turn to your car and how you’re going to get it fixed – as well as who’s going to pay your medical bills.
Were You At Fault?
Whether you were at fault in the accident is a very important question. If the other party was clearly at fault, you’ll have a better chance of receiving compensation. It’s very hard to get compensation for an accident that you were responsible for.
What Does Your Insurance Cover?
Everyone’s car insurance is different, but there are some specific things that each state requires the insurance to cover. Beyond that, there could be other deductibles and other coverage that could help you get your vehicle fixed and pay your bills, especially if the other driver didn’t have any insurance.
Know Your Legal Options
Depending on the cause and nature of the accident, you may or may not have legal options to consider. In other words, some car accidents mean compensation for you, but most do not. Talk with an attorney and find out whether he can help you.
Often, if you were not injured, there won’t be much an attorney can do to get your car fixed. Insurance should take care of that, but it won’t in all cases. Talking to a lawyer, though, is the only way to really find out what you can get done.